The amount of the premium is renewed on a yearly bases and the capital sum depends on the pending debt, with a minimum established of 6,000 Euros.
The amount received by the beneficiaries is considered as inheritance and is therefore subject to the corresponding inheritance and gift taxes, which apply the corresponding deduction depending on the relationship to the deceased. Regardless of those mentioned above, another tax shall be applied up to a total of 9,159.49 Euros.
Possibility to make enquiries through our Telephone Banking Service.

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It is subject to the tax system in the country of residence.