• Caption 1.> General Terms and Conditions.
• Caption 2.> Bill collection (taken during trading, collection management or for clearance).
• Caption 3.> Refunding of unpaid or claimed trade bills (taken during trading, collection management or clearance thereof).
• Caption 4.> Customer trade credits with third parties communicated on magnetic media (for the advance and collection management thereof).
• Caption 5.> Trading and refunding of cheques and other similar documents (in a different locality).
• Caption 6.> Clearance and refunding of cheques and other similar documents (in own locality).
• Caption 7.> Bank debit orders, assignment of domiciled bills and refunds (taken during collection management or clearance thereof).
• Caption 8.> Salaries, transfers, giros and other payment orders.
• Caption 9.> Fund centralisation current account (for receipt of deposits and payments using the Bank's operating network).
• Caption 10.> Account administration and maintenance (services provided to bank account holders).
• Caption 11.> Credits and loans, financial bills, current account overdrafts and credit account overruns, and advances on bills.
• Caption 12.> Cards, cheques and other guaranteed payment documents.
• Caption 13.> Transactions involving Bearer Securities and other Financial Assets on behalf of customers.
• Caption 14.> Transactions involving Bearer Securities and other Financial Assets on behalf of issuing entities.
• Caption 15.> Transactions involving the Account Entry System (State Debt, Treasury Department Debt and Regional Debt).
• Caption 17.> Made available to Shares and Funds.
• Caption 18.> Guarantees and other sureties.
• Caption 19.> Safe-eposit boxes and custody of other deposits.
• Caption 20.> Miscellaneous services provided.
• Caption 21.> Financial Leasing.
• Caption 22.> Cancellation of Term Deposits.
• Caption 23.> Factoring and Confirming.
• Caption 24.> Cheques and other guaranteed payment documents.

INTERNATIONAL TRANSACTIONS 

• Caption 49.> General Terms and Conditions.
• Caption 50.> Guarantees and other sureties for international transactions.
• Caption 51.> Clean credits, documentary credits, acceptances and payment orders against foreign documents.
• Caption 52.> Foreign currency cheques and sale of travellers' cheques.
• Caption 53.> Bank cheques in foreign currency, drawn on Spanish or foreign banks, cheques in Euros drawn on banks abroad and Eurocheques taken during trading.
• Caption 54.> Clean and documentary remittance abroad taken during trading or collection management and Eurocheques taken during collection management.
• Caption 55.> Transactions involving foreign bank notes.
• Caption 57.> General management and information costs charged to customers.
• Caption 59.> Clean and documentary remittances from abroad to Spain in foreign currency or Euros.
• Caption 60.> Documentary credits and documentary payment orders from abroad to Spain in foreign currency or Euros.
• Caption 61.> Account administration and maintenance (Foreign currency services provided to foreign currency account holders).
• Caption 62.> Credits and loans in foreign currency.
• Caption 63.> Foreign currency instalment transactions.
• Caption 64.> International transfers.
• Caption 65.> Cancellation of Term Deposits.
• Caption 66.> Various services.