1.- WEBSITE Copyright
Copyright © 2008, Banco de Valencia, SA. All rights reserved.
The intellectual property rights over the website, graphics and codes, "http://www.bancodevalencia.es" and “http://www.bv-i.bancodevalencia.es “ are owned by Banco de Valencia, SA.
Banco de Valencia has the exclusive right to exercise the exploitation rights over these in any manner and, particularly, reproduction, distribution, public communication and transformation rights.
Access to this website does not grant the user any right or ownership to the intellectual and/or industrial property of the content therein.
Banco de Valencia is entitled to take any corresponding legal action against any user who infringes or breaches said intellectual and/or industrial property rights.
2.- Terms and conditions for partial reproduction
The totality of this website, including all text, images, trademarks, logos, audio and video archives, buttons, archives, colour combinations, in addition to structure, selection, layout and presentation of its content, are protected by the laws governing intellectual and industrial property, according to which its reproduction, distribution, public communication and transformation is prohibited except for personal and private use.
Its content may only be partially reproduced in accordance with the terms and conditions stipulated hereunder, whereby any acts not expressly authorised by Banco de Valencia, SA are prohibited:
• That prior notification of the same is provided to Banco de Valencia, SA, in writing and in an irrefutable manner and, at the same time, certified authorisation is obtained from this entity for said use.
• That the same is only used as a source of information.
• That the same is conducted for the purpose of obtaining information contained within and not for commercial purposes or purposes other than individual or private use.
• That the content of the website is not modified in any way.
• No component of the website may be used, copied or distributed separately from its text or accompanying content.
• That the reproduced elements are not subsequently transferred to third parties or installed in a server connected to the Internet or to a local network.
• That the same is compatible with the purposes and interests of Banco de Valencia, SA.
3.- Updating of website
Banco de Valencia, SA reserves all rights to update, modify or delete the information contained on its web pages, being entitled to limit or prohibit access to said information.
The information contained within these web pages is valid up to the date of its last update and all the information relative to the products and services contained therein shall be considered a user guide. The user may request information on the date of its last update by clicking the e-mail button available on the website.
4.- Responsibility for website content
Banco de Valencia, SA accepts no responsible for the improper use of the content and reserves the right to update, delete, restrict or prohibit access to the information on a permanent or temporary basis.
The user shall consider the information provided by the web as introductory and informative and not as the determining factor for making decisions. Banco de Valencia, SA shall not be held responsible for the use that may be made of said information in this regard.
In particular, it must be taken into account that said information is governed by prevailing Spanish legislation and therefore is not intended for use by residents under any other jurisdiction of states whose requirements differ from Spain with respect to the availability, disclosure or publicity of services and/or financial products. The products and services offered on this website are aimed at consumers who are Spanish residents. Generally speaking, the relationship formed between Banco de Valencia SA and its customers derived from contracting of products and/or services contained in this website are subject to Spanish legislation and jurisdiction.
Banco de Valencia, SA accepts no responsibility for any information not contained in this website and, therefore, not prepared by Banco de Valencia, SA or not published under its name.
Banco de Valencia, SA shall not be held responsible for any possible discrepancies that may arise between the printed and electronic version of information published on its website.
Banco de Valencia, SA shall not be held responsible for the use made of this website by minors. Banco de Valencia, SA shall not be held responsible for any offence caused to minors by the content of this website. It is the responsibility of parents to ensure the proper use of a tool such as the Internet and to accompany minors when online.
5.- Responsibility for links
Banco de Valencia, SA accepts responsibility for the information contained on third-party websites linked to the Banco de Valencia, SA website or which are not directly managed by our web administrator. The links which appear on this website are for informative purposes only.
6.- Stock exchange information
The stock exchange information on this website is provided for the purpose of offering users general information on the different securities markets (domestic and international), information agencies and other specialised sources, as well as on any other institutions that participate in the aforementioned markets.
This information does not imply an offer or recommendation to purchase, sell or invest in securities, nor may it be construed as a specialised consultancy service.
Banco de Valencia, SA merely displays the information provided without modifying, altering or correcting the same. Therefore, Banco de Valencia, SA is not responsible for the inaccurate information supplied by the different primary sources of information, or for the transactions performed by users based on the same.
The stock exchange information offered by Banco de Valencia, SA is non-transferable and for the exclusive use of the user. Its reproduction, transmission, copy and/or total or partial dissemination is prohibited for any purposes and in any form.
7.- Responsibility for security
Registered users perform their transactions on the pertinent pages in a secure environment which encrypts 128 bit keys using the SSL protocol. Banco de Valencia SA has obtained the certificate issued by the Certifying Authority Verisign Inc.
Banco de Valencia, SA is not responsible for any loss or damage of any nature resulting from the access and use of this website, or for any possible Security errors caused by external factors beyond Banco de Valencia, SA's control and, in particular, for any technical problems or mechanical failures that may occur when using non-updated browsers or for any consequences deriving from the incorrect functioning of the browser, whether or not the same is due to improper configuration, the presence of a computer virus or any other external cause beyond Banco de Valencia, SA's control.
8.- Limited responsibility
Banco de Valencia, SA does not guarantee uninterrupted and/or error-free access to the website. Neither is it responsible for or can guarantee that the content or software which may be accessed through this website is uninterrupted, error-free or that it does not cause the user any damage.
Banco de Valencia is not responsible for and cannot warrant the use of information or content on this website which is channelled for private purposes. Under no circumstances shall it be responsible for any loss or damage of any nature which may arise from accessing and using this website, such as computer viruses or any other kind of harmful component.
Banco de Valencia, SA is not responsible for the use made of this website or of the information contained therein and does not guarantee that other websites accessed through links or search engines do not contain information which may cause offence or harm.
Banco de Valencia, SA accepts no responsibility for the content of any forum or debate in chats, newsletters or any other type of transmission linked to this website, and shall cooperate, when required by a legal warrant or by the pertinent authorities, in the identification of persons responsible for any content that breaches the law.
9.- Data confidentiality
Banco de Valencia, SA guarantees the confidentiality of the personal data provided by users, which may be collected when browsing this website or when contracting a product.
It shall be considered for all purposes that the user hereby gives his/her consent to the automated processing of his/her personal data and that the same may be incorporated into a file under the responsibility of Banco de Valencia, SA in order to facilitate the normal development and processing of the transaction performed, in addition to processing thereof for the purpose of preparing or offering other transactions or services provided currently or in future by Bank.
Additionally, the user hereby gives his/her consent for said data to be disclosed to the companies comprising the business group of which Banco de Valencia, SA forms part, currently Bancaja Group, or may form part in the future, in order to offer a personalised service with respect to financial, parabanking, real estate, insurance, service, leisure, cultural or any other type of product or service provided by the companies of said Group.
The user is hereby informed that he/she is entitled to receive information relative to said data, to contest its processing for legitimate and founded causes, and to request the rectification or cancellation of the same in the event of error or omission, under the terms stipulated by the Organic Law governing Personal Data Protection.
Banco de Valencia, SA, with registered address in Valencia, Pintor Sorolla, 2, is responsible for the automated file.